Chitty Loan
  Consumer/Vehicle Loan
  KSFE Personal Loan
  Gold Loan
  Passbook Loan
  Trade Finance
  KSFE Housing Loan
  Sugama Deposit
  Fixed Deposit
  Car Loan
  Flexy Trade Loan
  Sugama Security Scheme
  Deposit-in-Trust Scheme
  Safe Deposit Locker
  Tax Planning Loan Scheme
  Western Union Money Transfer
  Securities Acceptable
  Interest Rates at a glance
 W e l c o m e   t o   K S F E ...........Govt. of Kerala Owned Miscellaneous Non-Banking Company

Deposit-in-Trust Scheme

Deposit-in-Trust means the prize money, in full/part entrusted to the Company (depending on the future liability) by the prized subscriber of a chitty as security against future liability intending to withdraw the same on furnishing adequate alternate security or repayable on termination of the chitty. However, amount deposited under this scheme should not exceed the future liability in the chitty.

Period of deposit

Minimum - 30 days

Maximum - Till the date of termination of chitty only.

Rate of interest

Deposits for 30 days and above but less than 1 year - Rates applicable for Short Term Deposits

Interest rate of deposits is 8.00% per annum.

Due to the monthly payment of interest, the effective rates are higher than that offered by nationalized and scheduled banks


To avail this facility, please check our branch list and get in touch with the branch
which is most convenient for you.

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