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  Interest Rates at a glance
 W e l c o m e   t o   K S F E ...........Govt. of Kerala Owned Miscellaneous Non-Banking Company

Gold Loan Scheme

For what purposes can I avail of this advance facility?

This facility is for meeting any type of contingent requirements, thus harnessing the yellow metal, which is usually a “non-sweating” asset, for productive purposes.

What is the duration of the advance?

The advance is for a duration of six months. But it can be renewed, if necessary, upto an aggregate period of 12 months by remitting interest monthly.

What is the interest rate?

The interest rate is 9.50% per annum (simple) to a loan upto and including Rs20,000/-.Interest rate for loans above Rs 20,000/- and upto & including Rs 25,00,000/- is 10.50% per annum(simple).

What is the maximum amount of loan?

Maximum amount of loan is Rs.25 Lakhs.

What is the special feature of this loan?

The special feature for this loan is that the interest is charged for the actual number of days for which the gold is pledged, subject to the condition that minimum interest of Rs.25/- will be charged for an advance exceeding Rs.5000/-.


To avail this facility, please check our branch list and get in touch with the branch
which is most convenient for you.

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