Chitty Loan
  Consumer/Vehicle Loan
  KSFE Personal Loan
  Gold Loan
  Passbook Loan
  Trade Finance
  KSFE Housing Loan
  Sugama Deposit
  Fixed Deposit
  Car Loan
  Flexy Trade Loan
  Sugama Security Scheme
  Deposit-in-Trust Scheme
  Safe Deposit Locker
  Tax Planning Loan Scheme
  Western Union Money Transfer
  Securities Acceptable
  Interest Rates at a glance
 W e l c o m e   t o   K S F E ...........Govt. of Kerala Owned Miscellaneous Non-Banking Company
Govt. of Kerala Owned Miscellaneous Non-Banking Financial Company
Trade Finance


An advance for the small-scale traders to enhance their working capital.


Upto Rs.1-lakhs


The applicant should have a small-scale trading venture. The proof for the same such as license from the local body, lease deed etc. has to be produced.

The Manager concerned will conduct a site inspection to ascertain the location and holding of stock-in-trade.

Interest Rate:

13.00% p.a.(simple) and for defaulted accounts 18% p.a. on EMI.

Repayment Perod:

12-months to 60-months.


As in the case of Chitty.


To avail this facility, please check our branch list and get in touch with the branch
which is most convenient for you.

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