Chitty Loan
  Consumer/Vehicle Loan
  KSFE Personal Loan
  Gold Loan
  Passbook Loan
  Trade Finance
  KSFE Housing Loan
  Sugama Deposit
  Fixed Deposit
  Car Loan
  Flexy Trade Loan
  Sugama Security Scheme
  Deposit-in-Trust Scheme
  Safe Deposit Locker
  Tax Planning Loan Scheme
  Western Union Money Transfer
  Securities Acceptable
  Interest Rates at a glance
 W e l c o m e   t o   K S F E ...........Govt. of Kerala Owned Miscellaneous Non-Banking Company



All Keralite students who intends to seek admission to professional courses are eligible to apply for the loan.

Amount of Advance

Loan amount of minimum Rs. 0.50 Lakhs and a maximum of Rs 10 Lakhs will be disbursed according to the requirements from admission to completion of course.

Duration of Advance

The loan is a long term loan which has to be repaid within 5 years time from 12th month of completion of the course or on employment whichever is earlier.

Interest Rate

The interest rate is 12.25 % for regular customers. 12% for EWS category ie., annual income of parent or guardian of students is less than One Lakh. However for students under Economically Weaker Section, government will give a subsidy of 4% and therefore the effective rate will be only 8%.



To avail this facility, please check our branch list and get in touch with the branch
which is most convenient for you.

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